Chapter 7 Bankruptcy Case and New Jersey Wage Garnishments
Chapter 7 Bankruptcy Case and New Jersey Wage Garnishments

  Bankruptcy Court Holds Consumer Debtor’s Wages, Garnished Within 90 Day Period Prior to Filing Chapter 7 Bankruptcy, Are a Preference A recent decision, Tower Credit, Inc. v. Schott (In re Jackson), 2017 U.S. App. LEXIS 4369, is highlights one...

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There Are No Debtors’ Prisons in America But Disobeying a Court’s Order Can Get You Locked Up!
There Are No Debtors’ Prisons in America But Disobeying a Court’s Order Can Get You Locked Up!

A recent story about a Fox26 News - Student Loan Nightmare in the New York Times about a man who owed a $1,500.00 student loan debt provides an example of why debtors may wrongly believe that failure to pay a...

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What Debt Collectors Can and Cannot Do?
What Debt Collectors Can and Cannot Do?

People who are experiencing serious debt problems face many difficult decisions.    If they feel that they are unable to pay their creditors and debt, they may face the difficult choice of whether to consider a Chapter 7 or Chapter...

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New Jersey Wage Garnishments Are Enforced On First Come First Serve Basis
New Jersey Wage Garnishments Are Enforced On First Come First Serve Basis

We are sometime asked by debtors whose whose earning are being garnished and whose employer receives a second wage garnishment whether both garnishments will be enforced at the same time.  The Courts of the State of  New Jersey have explained...

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Fair Debt Collection Practices Applies to Mortgagee’s Attorneys in Foreclosure Proceedings
Fair Debt Collection Practices Applies to Mortgagee’s Attorneys in Foreclosure Proceedings

Attorneys Who Regularly Engage in Collecting Consumer Debts, Including Those Representing Mortgagees in Foreclosure Proceedings, Are Subject to the Fair Debt Collection Practices Act. The United States Supreme Court in the Matter of Heintz v. Jenkins, 514 U.S. 291, 294-95,...

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